Health Coverage for Birth Doulas
Each year more and more women opt for support companions during their pregnancy and delivery. With an increase in doulas and other alternative birth options, many health care policies are now considering coverage. However, the industry remains very grey and because these services are often all over the map it’s best to work closely with your desired policyholder to determine what is and isn’t covered before the big day.
Depending on where you live will also factor in your cost of pregnancy. In some states, they are now requiring Medicaid programs to cover certified doulas. It is also known that urban/city births compared to rural towns will be much more expensive overall.
You may also find that utilizing a prenatal doula will decrease your chances of C-section, use of medications and time – ultimately saving you a significant amount of money.
Another thing to consider with alternative birth options is the location you choose to deliver. Based on your pregnancy plan, doulas will assist you in a hospital setting, birthing centers, or at home. According to CNN, the number of babies born in U.S. birthing centers increased 55 percent from 2007 to 2015. These centers have an array of benefits, one being the average cost is far less than what you can expect of your hospital bills. It’s not always guaranteed that insurance will cover birthing centers, however, state Medicaid programs are required to if the location is licensed.
It is safe to say that alternative birth options are becoming more financially possible. Make sure that you are 100% comfortable with your birth plan and don’t be afraid to work with your provider to see what they can do to make your pregnancy a breeze. Also, talk with your doula to see what their suggestions are if you have any financial concerns.
By: Emily Lamb